by: Cherryl Kjos
Winona Social Security District Manager
Take Social Security along with you! If you receive Social Security benefits and you're planning to travel abroad this summer, there are some things you should know to make your trip -- and the delivery of your Social Security payments -- go smoothly.
First, if you haven't already done so, you should sign up for direct deposit. It's the easiest and most secure way to receive your benefit payments, whether you're at home or halfway around the world. With direct deposit, you never have to worry about your check being lost or stolen. Direct deposit makes funds instantly available to you even when you are not at home to receive and cash your checks.
You should also be familiar with how your Medicare coverage works outside the United States. Be aware that Medicare, in most cases, does not pay for hospital or medical services outside the U.S., except for some emergency services in Mexico and Canada. That is the case even if you get sick or hurt while traveling.
If you have Medicare Part D, the prescription drug coverage, you should also check to see if it covers you in the country or even state you are traveling too. Of course, most people take an appropriate supply of their prescription medication with them. But if you are faced with a medical emergency while traveling outside the United States your Medicare Part D coverage may not work. For more information about Medicare you can check on their website at www.Medicare.gov.
Enjoy your travels and stay healthy!